We are able to show up to 2 properties based on the answers to the following questions:
Prior to completing the application, please carefully review the following criteria to determine your eligibility. We base our approvals on a combination of the below items.
*APPLICATION FEE IS $30. We do not start processing until the $30 application fee(s) has been paid.*
Age: Each adult that will be living in the home if not a full time student will need to fill out an application and be on the lease.
Income: We must be able to verify your income. We require 1 month worth of income for employed applicants. We do not count overtime.
SSI/Disability income can be used with a recent print out of benefits.
Self-employed applicants must provide either a year's worth of financial statements (bank statement, CPA document, P/L, 1099, etc.) or a tax return from the previous year. We do not count cash income.
We do accept child support paid through courts and food stamps as income.
If you have not yet started a job but have secured employment we can also accept an offer letter, letter of intent or transfer paperwork. It must contain hire/start date & rate of pay and be a salaried position. Hourly positions may require additional information and documentation.
For single family homes, 30% of your total monthly gross income (before taxes) must be equal or greater than the monthly rent of the property you are applying for.** For example, if you are looking for a $600 rental, your monthly income must be at least $2,000.**
Multi-family units that include utilities are subject to lower income requirements.
Rental History: We check eviction records daily to ensure there are no pending evictions. Any false information given on an application regarding rental history or any other area is an automatic denial.
Credit: All applicants must consent to a check of their credit history. Credit score less than 530 will result in denial. If you have disclosed to our staff that you are planning on filing bankruptcy or have already filed we cannot approve an application until the bankruptcy has been discharged.
Criminal Background: We do run a criminal background check for each applicant. If you have been convicted of a felony in the past 7 years it will be an automatic denial.
PET POLICY: Unless specifically stated otherwise, pets are permitted. There is a $500 refundable deposit due before move-in. We successfully work with recipients of service and emotional support animals. We require the doctor's note and certification of these animals. If we receive complaints of noise, litter or other issues concerning the animal(s) we will ask you to remove it from the premises. No more than 2 animals allowed per household.
Renter's insurance is required for all leases and keys will not be released until proof of insurance has been provided by potential tenant. HomeWorks works with Assurant renter's insurance. Assurant offers a rental policy to our renters for $14.50 a month for the duration of their lease.
*We do not accept Mishawaka Section 8 effective 1/1/2013.*
*We do not accept South Bend Section 8 effective 1/12015*
*We do not allow an in home daycare or business to be run out of our rental properties.*
*Once your application(s) are approved we can accept 1/2 of the security deposit (excluding deposit specials) via money order, credit/debit card or cashier's check. (no personal checks accepted for deposits) This will hold the property for a maximum of 30 days. We will refund the deposit paid prior to move in if it is within 1 business day of when the initial deposit was paid. Lease must be signed and all fee's paid (security deposit, rent, renter's insurance, pet deposit, pet fee's, etc) prior to receiving keys.*
**HomeWorks Property Management complies with the Fair Housing Act as amended, prohibiting discrimination in housing based on race, color, religion, sex, national origin, disability or familial status.
**Unit is not reserved until security deposit is paid. Once application is approved and security deposit is put on the unit, we can hold the unit for up to thirty (30) days only.