Rental Requirements
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HomeWorks Management
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Prior to completing the application, please carefully review the following criteria to determine your eligibility. We base our approvals on a combination of the below items.
One application is required per adult and covers all of our rentals, no need to fill out a separate application for each property.
Applications are good for 6 months, this included approvals and denials. If more than 30 days have passed since approval our office will require that you provide additional proof of income this can include but not limited to; most recent pay stubs, and/or signing an employment verification form. This form will be sent to your employer.
***$45 PER APPLICATION.***
Age: Each adult that will be living in the home (if not a full time student) will need to fill out an application, regardless of income contribution.
Photo ID: Each adult will need to upload a valid photo ID to their application. Please ensure you apply under your legal name - it must match your ID.
Income: We need to see no less than a month's worth of recent paystubs. We do not count cash income. Cash income is defined by payments made to you that are not reported to the IRS and/or are paid directly to you without taxes withheld.
Unemployment benefits and temp service employment is not counted as a valid source of income.
Please note we do not count overtime and we do deduct child support/garnishments from your monthly income.
SSI/Disability income can be used with a recent print out of benefits.
Self-employed applicants must provide either a year's worth of financial statements (bank statement, CPA document, P/L, 1099, etc.) or a tax return from the previous year.
We accept child support (court ordered only) and Indiana food stamps as income, appropriate documentation required.
If you have not yet started a job but have secured employment we can also accept an offer letter, or official transfer paperwork. It must contain hire/start date and must be a salaried position. Hourly positions may require additional information and documentation.
For single family homes, 30% of your monthly gross income (before taxes) must be equal or greater than the monthly rent of the property you are applying for. For example, if you are looking for a $600 rental, your minimum monthly income must be at least $2,000.
Multi-family units that include utilities are subject to lower income requirements.
Rental History: As part of the approval process we require a rental reference from your most recent landlord and /or any past landlords. This reference is completed prior to the approval of an application.
We check eviction records daily to ensure there are no pending evictions. If you are currently going thru an eviction or have been evicted in the last 5 years your application will be denied. Any balance owed to a current/past landlord must be paid in full/settled before moving forward with your application. We will still require a landlord reference to be sent and completed to the landlord who filed for eviction. An additional deposit if approved, will be required.
If you have no verifiable rental history you will be charged a refundable security deposit equal to one month's rent unless your credit score is +750 or above.
Credit: All applicants must consent to a check of their credit history. A credit score less than 560 will result in denial. If you have disclosed to our staff that you are planning on filing bankruptcy or have already filed we cannot approve your application until the bankruptcy has been discharged.
Sex Offender Registry: If you are a registered sex offender, your application will be denied.
Criminal Background: If you have been convicted of a felony in the past 7 years it will result in denial.
Animal Policy: Unless specifically stated otherwise, animals are permitted. There is a $300 nonrefundable fee due before move-in. No more than 2 animals allowed per household. No weight or breed restrictions.
Move in / Move out Fee: HomeWorks charges a nonrefundable fee at time of move in. This fee will cover basic items (including but not limited to) changing locks, cleaning gutters, replacement light bulbs, filling small nail holes/cleaning of walls, blinds, smoke detectors, CO2 detectors (including batteries) toilet seats, door stops, tub/sink stoppers, shower bars, towel racks, toilet paper holders, and kitchen strainer baskets, etc.
High risk applicants will be charged a refundable security deposit in addition to the nonrefundable move in fee.
Resident Benefits Package: The HomeWorks Management Resident Benefits Package (RBP) delivers savings and convenient, professional
services that make taking care of your home second nature. By applying, Applicant agrees to be enrolled and to pay
the applicable cost of $40.95/month, payable with rent.
Your RBP may include, subject to property mechanicals or other limitations:
- Renters Insurance that meets all lease requirements from an A-rated carrier
- HVAC air filter delivery directly to your door approximately every 90 days.
- Move-in concierge service: one call set up your utility services, cable, and internet services
- A resident rewards program that helps you earn rewards for paying your rent on time.
- Credit building to help boost your credit score with timely rent payments.
- $1M Identity Protection for all adult leaseholders
- 24/7 online maintenance reporting
- Home buying assistance for when the time is right to buy your “forever” home.
- Online portal: Access to your account, documents, communication and payment options.
- Vetted vendor network: we find the technicians who are reputable, licensed, and insured.
Renter's insurance is required for all tenants and keys will not be released until proof of insurance has been provided.
A required filter delivery service is in effect for any home with a furnace a resident has access to. The monthly charge is $12.
Please note, providing false information on your application will result in immediate denial. Please ensure the information you submit is accurate.
*We do not accept Mishawaka Section 8 effective 1/1/2013.*
*We do not accept South Bend Section 8 effective 1/12015*
*We do not allow an in home daycare or business to be run out of our rental properties.*
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*Once your application(s) are approved we can accept 1/2 of the move in fee via money order, credit/debit card or cashier's check. (no personal checks accepted for deposits) This will hold the property for a maximum of 30 days. We will refund the fee paid prior to move in if it is within 1 business day of when the initial fee was paid. Lease must be signed and all fee's paid (move in fee, rent, renter's insurance, pet fee, etc) prior to receiving keys.*
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**HomeWorks Property Management complies with the Fair Housing Act as amended, prohibiting discrimination in housing based on race, color, religion, sex, national origin, disability or familial status.